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  • 當前位置: 首頁 > 客戶服務
    本人查詢信用報告流程
    字體大小: 發布時間:2014-01-14 保護視力色:

    一、查詢個人信用報告的方式

    根據《金融信用信息基礎數據庫本人信用報告查詢業務規程》(銀征信中心〔2013〕97號)規定:

    個人可以親自或委托代理人查詢個人信用報告。

    (一)本人查詢信用報告

    個人向查詢點查詢信用報告的,應提供本人有效身份證件原件供查驗,同時填寫《個人信用報告本人查詢申請表》,并留有效身份證件復印件備查。

    有效身份證件包括:身份證(第二代身份證須復印正反兩面)、軍官證、士兵證、護照、港澳居民來往內地通行證、臺灣同胞來往內地通行證、外國人居留證等。

    (二)委托他人查詢信用報告

    委托他人代理向查詢點查詢個人信用報告的,代理人應提供委托人和代理人的有效身份證件原件、授權委托公證證明供查驗,同時填寫《個人信用報告本人查詢申請表》,并留委托人和代理人的有效身份證件復印件、授權委托公證證明原件備查。

    另可自備填寫完成《個人信用報告本人查詢申請表》 

    二、查詢個人信用報告的征信分中心聯系方式

    點擊查看

    三、個人信用報告展示的內容

    (一)個人基本信息:包括個人身份信息、居住信息、職業信息等。

    (二)信用交易信息:包括個人信用卡、貸款以及為他人擔保信息。

    (三)異議標注信息

    (四)本人聲明信息。本人聲明是客戶對本人信用報告中信息所做的說明,征信中心不對本人聲明的真實性負責。

    (五)查詢記錄

    四、征信中心關于信用報告的說明

    中國人民銀行征信中心是中國人民銀行的直屬事業單位,負責信用信息的收集、整理、保存、加工、分析和展示。信用報告中除個人聲明、查詢記錄和異議標注外的信用信息采自各家銀行或其他各類機構,征信中心承諾保持其客觀、中立的地位,并保證將這一原則貫穿于信息匯總、加工、整合的全過程中。

     

     

     

     

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